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Dental Insurance

Keep your employees smiling with dental insurance!  

This coverage is typically available to companies with one or more employees.  Most dental plans cover some combination of the following:

  • Preventative/diagnostic care (cleanings, x-rays, etc.)
  • Basic restorative treatments (fillings, tooth removal, endodontics)
  • Major restorative treatments (crowns and dentures)
  • Orthodontics (braces, teeth straightening)

Cost
Monthly premiums for dental insurance are typically determined for each group based on coverage type selected (individual or family) and the number of enrolled employees.  However, many carriers require a percentage of premium be contributed by the employer.  Voluntary dental plans are also available.

Eligibility
An employee is considered eligible when he or she meets the waiting period and minimum hours worked requirements set by the employer.

Employee participation
Insurance carriers will require a minimum level of participation by eligible employees in a group dental insurance plan.