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Group Life coverage
Group life insurance policies are taken out by an employer and offered to employees. As with any life insurance
policy, if the covered individual dies, the benefit is paid to the beneficiary (often a spouse or other family
member) chosen by the covered person.
Cost
The premium is factored for each $1,000 of coverage elected by the employee.
Employer Premium Contribution
Most employers cover 100% of premiums for group life insurance. Supplemental coverage is usually available for
larger groups allowing employees to take additional coverage at their own expense.
Individual Life coverage
Get up to $150,000 Instant Approval Affordable Term Life in Just 10 Minutes.
If you’ve been looking for a fast, affordable, smart, simple solution to your life insurance needs,
you've found it. The American Life Insurance Company of New York has exactly what you
need:
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Instant approval! No waiting for coverage for qualified applicants.
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Fast & Easy, 10 minutes application
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No pressure or obligation
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Premiums are guaranteed and level
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Policy renewable at end of the term
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Convenient payment via credit card or deduct from a bank account.
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